How Long Is a Mortgage Pre-Approval Good For?
Navigating the home-buying process can feel like juggling a dozen balls at once. One moment you’re excitedly browsing listings and the next, you’re stressing over paperwork. One crucial document in this journey is your mortgage pre-approval. But how long is it good for, and what do you need to know to make it work for […]
Take Advantage of the Lowest Interest Rates in a Year!
Exciting news for all homeowners and potential refinancers—interest rates have dropped to their lowest levels in about a year! If you’re currently dealing with a mortgage rate above 7%, now is the perfect time to consider refinancing and enjoy substantial savings. Benefits of Refinancing Your Mortgage Refinancing your mortgage can offer numerous benefits, including: Why […]
VA Loans and Credit Score Requirements
The VA does not set a minimum credit score for VA loans, allowing flexibility for borrowers. However, many lenders typically require a minimum credit score of 580 to 620. As a mortgage broker with access to lenders without overlays, I can help secure VA loans regardless of the credit score thresholds imposed by some lenders. […]
First-Time Home Buyer Checklist: A Step-by-Step Guide to Buying Your Dream Home
Ready to make your dream of homeownership a reality? Buying your first home can be exciting, but it’s also a complex process. This step-by-step checklist will guide you through each stage, ensuring you’re well-prepared to navigate the path to owning your first property. Determine Your Budget: Laying the Financial Foundation Before you start house hunting, […]
A Step-by-Step Guide to Shopping for a New Home
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can also be a stressful and lengthy process. This guide can help you stay on track and get you into your new home in no time. Start Your Search Before you go to your first open […]
The Benefits of Homeownership: A Smart Investment for Your Future
Owning a home is a cornerstone of the American Dream, and for good reason. Beyond the pride of having a place to call your own, homeownership offers a variety of financial and personal benefits. Here’s why buying a home can be one of the best investments you make.
5 Benefits of Getting Pre-Approved For a Mortgage
In the competitive real estate market, getting pre-approved for a mortgage is a crucial step that can significantly enhance your home-buying journey. Here’s why obtaining pre-approval should be at the top of your to-do list before you start house hunting.